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FEMA: Know what to expect when the inspector visits

Once Louisiana homeowners register with the Federal Emergency Management Agency, a FEMA housing inspector will call to schedule an inspection for those living in designated parishes. Here’s what survivors need to know about the inspection process:

Everyone should know:

  • The FEMA inspector will show a photo ID badge.
  • If you are not shown photo identification, then do not allow the inspection.
  • If you suspect someone is posing as a FEMA inspector, call your local law enforcement agency.
  • You may receive visits from more than one inspector. Other inspectors may represent federal, state, parish and local government agencies, the U.S. Small Business Administration, the National Flood Insurance Program and/or insurance companies.
  • Representatives of volunteer agencies may contact you to offer their services.

Before the FEMA inspection, it’s important that you know:

  • An adult 18 or older who lived in the residence before the disaster must be present for the inspection.
  • That person must have the following documents:
  • Photo identification;
  • Proof of ownership and occupancy of the damaged residence such as: property tax bill; mortgage payment bill or receipt, or utility service bill;
  • Homeowner and vehicle insurance documents;
  • List of persons living in residence at time of disaster that you compiled; and
  • List of disaster damage to the home and its contents that you compiled.

During the inspection, be aware that:

  • The inspection cannot be completed until the structure, including basement or below-grade space, is dry.
  • Homes that remain flooded may receive a partial inspection.
  • If water covers the property, the residence will be classified as inaccessible.
  • If water no longer floods the ground but remains in the basement or crawl space, the inspection will be classified as incomplete.
  • In either case, an inspector will return to finish the inspection once the water is gone.

What happens after an inspection of your damaged residence?

  • The purpose of FEMA assistance is to restore a dwelling to safe, secure and sanitary condition based on the number of permanent occupants.
    • It will not restore the entire dwelling to pre-disaster condition.
  • FEMA will review your case after the inspection.
  • You will receive an eligibility determination letter within a week.
  • FEMA housing inspectors will remain in Louisiana as long as it takes to complete all inspections, even for homes where water is slow to recede.

Most important to know:

  • You cannot get an inspection without registering with FEMA.
  • If you have questions, FEMA’s toll-free telephone numbers operate from 7 a.m. to 10 p.m. (local time) seven days a week until further notice.
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  1. Why is fema using income limits as a factor to help those who flooded?? And I’m talking about a family that makes maybe $60000 a year — why are those families being denied help??

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